Privacy  Policy Disclosure Statement

Effective: 9/23/2013

As a customer of LMK Insurance, we would like to thank you for your continued business and share with you the importance our agency places upon protecting your privacy of information, that we gather from you to service your insurance needs, with applicable state and federal laws.

At LMK Insurance, we value you as a customer and are committed to protecting your privacy. You should know that when you purchase an insurance policy from us, your personal information is always treated responsibly. Our promise to you, our customer, is to protect the personal and confidential information you entrust to us. We’ve created a privacy policy to explain how we are  committed to protecting your personal, non-public information.

Collection of Information

We collect personal information so that we may offer quality products and services. This information may include, but is not limited to, name, address, Social Security number, and consumer reports from consumer reporting agencies in connection with your application for insurance or any renewal of insurance. For example, we may access driving records, insurance scores or health information.

Our information sources will differ depending on your state and/or the product or service we are providing to you. This information may be coJlected directly from you and/or from affiliated companies, non-affiliated third parties, consumer reporting agencies, medical providers and third parties such as the Medical Information Bureau.

Disclosure of Information

We may disclose non-public, personal information you provide, as required to conduct our business and as permitted or required by law. We may share information with our insurance company affiliates or with third parties that assist us in processing and servicing your account. We also may share your information with regulatory or law enforcement agencies, reinsurers and others, as permitted or required by law.

Our insurance companies may share information with their affiliates, but will not share information with non-affiliated third parties who would use the information to market products or services to you. We do not share the non-public personal information of customers of our SEC regulated companies or customers who own products of ours which are SEC regulated with affiliated or non-affiliated companies who would use that information to market products or services to you.

Our standards for disclosure apply to all of our current and former customers.

Safeguards  to  Protect  Your Personal Information

We recognize the need to prevent unauthorized access to the information we collect, including that held in an electronic format on our computer systems. We

maintain physical, electronic and procedural safeguards intended to protect all non-public, personal information.

Internal Access to Information

Access to personal, nonpublic  information  is limited to those people who need the information to provide our  customers with products  or services. These  people are expected to protect this information from inappropriate access, disclosure and modification.

Consumer Reports

In some cases, we may obtain a consumer report in connection with an application for insurance. Depending on the type of policy, a consumer report may include information about you or your business, such as:

  • character, general reputation, personal characteristics, mode of living;
  • credit history, driving record (including records of any operators who will be insured under the policy); and/or
  • an appraisal of your dwelling or place of business that may include photos and comments on its general condition.

Our Commitment to Privacy

In the insurance and financial services business, lasting relationships are built upon mutual respect and trust. With that in mind, we will periodically review and revise our privacy policy and procedures to ensure that we remain compliant with all state and federal requirements. If any provision of our privacy policy is found to be non-compliant, then that provision will be modified to reflect the appropriate state or federal requirement. If any modifications are made, all remaining provisions of this privacy policy will remain in effect.

Further Information

If you have questions about our privacy policy, please write to us at

LMK Insurance, 950 Pennsylvania Blvd., Feasterville, PA 19053. Please provide your  complete name, address,  phone number and policy  number(s).