LMK Insurance offers a breadth of experience in handling the insurance needs of the restaurant industry. This includes everything from large national chain restaurants, to fine dining establishments and small, family-owned restaurants.
We manage every aspect of your account while providing the most competitive prices in today’s market along with the broadest coverage. We offer:
Checkroom Theft Coverage
Hired / Non-Owned Auto Liability
Employee Benefits/Employment Practices Liability
Garage Keepers Liability (for valet parking)
Equipment Breakdown Coverage
Computerized Point of Service Equipment
Perishable Goods/ Spoilage Coverage
Demolition / Increase Cost of Construction Protection
Our Enhancements can include coverage for Interior Glass, Money and Securities, Outdoor Signs, Personal Property (Off Premise and in Transit), Valuable Papers and Records, as well as protection against Forgery and Employee Dishonesty.
We will develop a specialized Risk Management Program that can help eliminate losses and improve your credit modification factor, allowing you to save a large amount of money in premiums.
You can also be confident that your account will be handled professionally with Immediate Same Day Services, including:
Same day Certificates of Insurance
Auto ID Cards
Immediate Auto Changes Additions/Subtractions
Claims handling and full service account management